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About

My name is Reuben Lowing

Welcome to my site! With a decade of experience as a decorated Navy SEAL and a competitive boxer, I've transitioned through various fields, including real estate and financial services. passion lies in empowering small business owners, especially veterans, to reduce debt while building capital. Let's work together to create a solid foundation for your business success!

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Ready to Transform Your Financial Future?

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Become Your Own Bank

All Into Life

Family Banking Strategies

Reduce your debit and save for families future simultaneously

Family Banking

Synergy with Business

Maximize your money, have access to your resources for opportunities and pay yourself back 

Expert Financial Advice

As a former Navy SEAL and amateur boxer with 70 bouts under my belt, I’ve built my career on grit, discipline, and relentless determination—qualities I now bring to every client I serve. After years of rigorous service, including managing high-stakes operations in Panama and the Persian Gulf, I transitioned my focus to the financial sector.
With deep expertise in mortgage lending, real estate, and debt management, I’ve helped countless individuals and families achieve financial freedom. I pride myself on understanding the complexities of mortgage structures and applying that knowledge to craft tailored strategies that empower my clients to build wealth, reduce debt, and secure their future.
Whether it's in the ring, on the battlefield, or guiding clients through financial challenges, I’m committed to fighting for results.

Tailored Solutions

Reuben Lowing, offers personalized solutions to meet your unique financial needs. From debt restructuring to business growth strategies, we are here to help you achieve your goals.

Strategic Planning

With a focus on strategic planning, we help businesses thrive in today's competitive market. Our team of experts will work with you to develop effective financial strategies for sustainable growth.

Financial Growth

Experience financial growth with Reuben Lowing. Whether you are looking to reduce debt, improve credit scores, or build capital, our consulting services are designed to drive your financial success.

Home Ownership

Affordable Home Ownership

GUSTO Payroll, Healthcare and HSA

Payroll and Health Savings Account Administration

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"GreyStone" Insurance Group Commercial Property and Casualty Insurance. Agent: Lisa Stephens  (832) 888-4292 lstephens@graystonetx.com

Reuben Lowing

Achieve Your Goals for your health, finances and your legacy

Do you feel stuck? Lost? Depressed? Each of us can experience hard times, but only a few know how to turn it into a starting point for the new life full of happiness. reubenlowing.comย ties, physical, mental and financial health together with stratigies for allI'm a certified Financial Coach with years of experience, and my mission is to find your hidden potential and give you all necessary tools to develop and grow.

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โ€œItโ€™s not what you look at what matters, itโ€™s what you seeโ€

Henry David Thoreau

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Learn More About Me

 I joined the U.S. Navy just ten days after graduating from high school in Manton, Michigan, and began an incredible journey of discipline, perseverance, and achievement. While stationed in Memphis, Tennessee, I won the Novice Golden Gloves Championship in 1982. Shortly after, I transferred to Pensacola, Florida, where I trained under Roy Jones Sr. alongside his son, Roy Jones Jr., and fought 54 amateur bouts before pursuing my dream of becoming a Navy SEAL.
In January 1985, I entered BUD/S Class 133, successfully completing Hell Week before being sidelined by pneumonia during my 12th week of training. Determined to achieve my goal, I reapplied for BUD/S training seven times and was accepted into Class 141, graduating on February 20, 1987. I served with distinction in SEAL Team Four, deploying to the Persian Gulf in 1988 and Panama in 1989, where I participated in Operation Just Cause and earned recognition for valor.
From 1990 to 1993, I served as Air Operations Department Head in Panama, managing all air operations for Navy SEALs throughout Central and South America. My responsibilities included overseeing parachute rigging, static line and free-fall operations, cast master planning, fast rope and spy rig techniques, and equipment maintenance. Over my career, I participated in over 700 free-fall jumps. Following my deployment to South Korea in 1995 during a critical transition in leadership, I received an honorable discharge.
After leaving military service, I ventured into the private sector, excelling in sales and financial services. My journey began with self-education in debt management, which helped me eliminate my own debt and led to a role as a debt management consultant. In my first month, I broke company records and was promoted to manager in San Diego. I quickly transitioned into real estate and mortgage services, earning my California real estate license and later my broker’s license. From 2001 to 2006, I built a thriving business, averaging $200,000 annually and achieving $250,000 in commission in 2002 alone. I expanded into commercial lending before economic challenges in 2009 forced me to rebuild.
In 2011, I worked as an anti-piracy security agent and later entered the commercial drone industry, representing Modern Technology Solutions Inc. and promoting drone applications for surveying, precision agriculture, cinematography, and oil and gas exploration. I then transitioned into LED lighting, helping manufacturers establish distribution channels for new construction projects. My dedication to innovation brought me to the Rio Grande Valley, where I represented six companies owned by a retired Army Ranger Colonel.
From 2017 to 2022, I offered financial literacy workshops part-time while managing personal challenges, including the loss of my wife to cancer. Moving to Houston, Texas, I shifted to full-time financial services, leveraging my experience to help families and businesses achieve financial security. I’ve also developed apprenticeship pipelines for veterans and ex-felons in welding, pipefitting, and HVAC trades, creating sustainable employment opportunities.

(956) 255-0061

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